Ola gato_vadio,
Deixo aqui os meus comentarios ao teu post e tambem extractos de um artigo em Ingles escrito por mim e publicado a pouco tempo numa revista na Asia. Espero que seja util para desmistificar um pouco o tema.
gato_vadio Escreveu:...abrir conta num paraiso fiscal é só para quem tem bastante liquidez e recebe dinheiro de actividades menos legais...
Actualmente os minimos de abertura de conta bancaria offshore estao a volta de 1,000 USD, menos de mil euros. Actividades menos legais (ilegais portanto
) podem servir para financiar uma conta offshore mas tambem onshore, idem para as actividades mais legais
.
gato_vadio Escreveu:...desde que não deixes rasto de nenhuma transferencia para esses paraisos ninguem te toca...
Nao ha possibilidade de nao "deixar rasto", mesmo um deposito de cash e registrado. Mais, em todas as actividades em que se suspeite que haja lavagem de dinheiro ou financiamento de terrorismo o sigilo bancario cai por terra sob pressao governamental, visto o offshore center e a entidade bancaria implicada quererem proteger-se de qualquer accao legal.
gato_vadio Escreveu:...existe a necessidade da pessoa ou de alguem mandatado por ela, pegar numa mala de dinheiro, chegar lá e depositar...
Actualmente, nos offshores de classe A (sim, existem classes de offshores
, como Singapura ou Luxemburgo por exemplo, os bancos ja nao aceitam "malas de dinheiro" sem justificacao de onde vem o dinheiro, como acontecia ate ao final dos anos 90.
Artigo Offshore Explained – How to Benefit From Offshore Financial Centers
Tax Avoidance vs. Tax Evasion
Imagine that you live in a city and to get home from work you have two options: to drive across a toll bridge or to drive across a free bridge. When in a rush you pay the dollar toll and get home early. But you may also chose the free bridge located outside the downtown section of the city. This bridge was placed outside the downtown to serve a useful social service, getting drivers to drive the extra mile and to help alleviate congestion during the rush hour. If you went over the toll bridge and through the barrier without paying the toll, you would be committing tax evasion. If, however, you drive the extra mile and drive outside the downtown to the free bridge, you are using a legitimate and suitable method of tax avoidance. For tax evasion you should be punished. For your tax avoidance you should be commended. Tax avoidance is the legal utilization of the tax regime to one's own advantage, in order to reduce the amount of tax that is payable by means that are within the law. The thing is, today so few people know that the free bridge even exists.
Offshore Investment and Offshore Financial Centers
If you think that investing offshore means sending your money to a tropical island, then think again. Investing offshore means simply investing in a location other than one's country of residence. Although accessible to anyone who can meet the minimum dollar amount, offshore investment is often stereotyped (maybe rightly so) as attracting the extremely rich and dishonest. But the financial barrier to entry continues to fall as more and more offshore banks are willing to open accounts with a minimum of 1,000 USD in initial deposits. Also, offshore financial centers have recently improved their levels of safety and internal regulations relating to money laundering, terrorism financing, and tax evasion. Among the most reputable offshore financial centers in the world are: Singapore and Hong Kong in the Asia region; Luxembourg and Liechtenstein in Continental Europe; Isle of Man, Guernsey, and Jersey, all UK crown dependencies.
Offshore – What For?
There are several attractive offshore investment vehicles available to expatriates that are worth using to legally avoid paying taxes. For instance, most industrialized countries do offer some form of tax concessions for individual retirement savings, but an offshore individual retirement savings plan does not restrict how much you can invest free of tax. Also, lump-sum investments in financial products are also non-taxable for capital gains and dividends. Another available instrument are family foundations, used for asset (cash, securities, real estate, etc.) transmission covering of several generations. The set-up of a family foundation avoids the claims from those you don’t wish to benefit from your wealth and perhaps more important, it avoids that your heirs pay inheritance tax (also called estate tax or death tax) upon your death.
Dangers
Countries like the US, Canada, UK, and other EU nations have very specific laws and regulations concerning offshore financial activities. Navigating the legal and tax issues involved in investing and banking offshore requires the services of a trained professional. A web search will reveal hundreds of offshore service providers offering various offshore tax planning and asset protection schemes, as well as company formation services. Offshore investment advice is not a one solution fit all. Bad tax advice can have grave consequences. The key is to select an advisor who is available to understand your specific circumstances and future plans.
Abraco
CN
Enviado: 30/12/2007 9:14
